Types of Information Collected
We collect Personal Information and Anonymous Information from visitors or users of our digital Sites. We use the term “Personal Information” to mean any information that can identify a specific individual. We use the term “Anonymous Information” to refer to any information that does not allow us to identify a specific individual, such as demographic information, information about the device used to access our sites (“Device”), browser information or areas visited on our Sites.
Personal Information includes information that you may provide to us when you visit our Sites such as name, address, email address, phone number, social security number, and date of birth. For example, you may provide Personal Information when you complete an online quote for a product or when you complete online fields with your contact information.
We may gather and store Anonymous Information about Site visitors and Site users. The collection of this Anonymous Information enables us to enhance the services we provide by measuring the number of visitors to our Sites and how visitors use our site. Examples of Anonymous Information collected include: the type of device or browser you are using, the IP address of your Device, and information about your operating system and your location.
You can block cookies by changing the settings on your internet browser or through the use of software programs specifically designed to block cookies. Please note, however, that if you choose to block cookies, you may limit the functionality we can provide when you visit our Sites. You can also remove cookies by deleting them from your Temporary Internet or cookies folder. Blocking or deleting cookies may also impact our ability to honor certain online behavioral / Interest-based advertising opt-out choices you have made.
How We Share Your Information
We will not share your Personal Information with any third party, except under limited circumstances as allowed or required by law. Examples include sharing information with third-party service providers who work for us to provide or maintain products or services, and responding to court orders or judicial processes.
Online Behavioral / Interest-Based Advertising
We may engage our service providers to display ads on AMS’s behalf across the internet, social media and other digital platforms. Our service providers may use information about you to provide customized AMS advertisements tailored to your interests. This type of advertising is often referred to as “Online Behavioral Advertising” or “Interest-Based Advertising.” We may also engage our service providers to track and report performance of advertising and marketing campaigns to and from AMS. Our service providers may not use your information obtained from us for any purpose other than to deliver AMS advertisements on the internet. To learn more about this type of advertising, including how to opt out of certain types of online advertisements, please visit the Network Advertising Initiative at https://www.networkadvertising.org/
You can opt out of AMS Online Behavioral / Interest-Based Advertising by visiting http://youradchoices.com. You can also opt out by clicking on the “YourAdChoices” icon contained in certain AMS Bank online advertisements. Keep in mind that the opt-out works using cookies, so if you delete cookies, then you will need to opt out again. Also, if you use different browsers or devices, you will need to opt out for each one individually. If you do opt out of interest-based advertising, you may continue to receive generic advertisement from AMS.
When you use our Sites, we may collect and use your precise (or GPS) location information collected to enhance your use of the service. Please note that turning off location services may affect certain features.
Children’s Online Privacy Protection Act (COPPA)
Our Sites, mobile applications, and online services are not directed to individuals under the age of thirteen, and do not knowingly collect information from these individuals.
Under various federal and state laws and regulations, customers and visitors may choose not to receive promotional email or electronic newsletters from us by following the “unsubscribe” or “remove” instructions in the specific email from which they wish to opt-out. Although you may opt-out of receiving promotional emails from us you may still receive email for service-related or transactional information.
Online Surveys and Sweepstakes
We may conduct online surveys and sweepstakes from time to time in connection with our Sites. You are not required to complete online surveys, sweepstakes, or promotions. Please refer to the rules for each sweepstake or promotion as to specific requirements as well as how information that is obtained may be used consistent with our Digital Policy and other disclosures.
Third Party Links
Our Sites may contain links to other sites operated by third parties. The linked sites are not under our control and we are not responsible for their content. Such links do not imply our endorsement or guarantee of the products, information, or recommendations provided by any third-party site.
Preventing Identify Theft
AMS will never initiate a request via email for your Personal Information such as social security number, personal ID, password, or account number. If you receive an email asking for your Personal Information, you should delete the request and promptly contact us to report the suspicious activity. However, in certain transactions and calls, you have initiated we may ask for an account number or other Personal Information to verify your identity before conducting the transactions you have requested. Additional information regarding identity theft and the steps you can take to help protect yourself from fraud can be found on the Federal Trade Commission website.
Changes to this Digital Policy
We reserve the right to amend this Digital Policy at any time to address future business developments, changes in the industry, or legal requirements. If we make changes to this Digital Policy, we will post the revised Digital Policy on our website’s Policy page with a new “Updated” date. Any changes to the Digital Policy will become effective when posted unless indicated otherwise.